The top ten money adviceWe are all guilty of stubbornly avoiding our bank balances from time to time, but a way to the mounting panic every time you hand over your debit card is writing down everything you buy. Not only that they reduce the chances surprised by an alcohol-bank account plundered, also makes it easier budgeting because you can see exactly where your copper plates are used. Internet banking Internet banking allows you to monitor payments, check to see if your loans come in and make sure your birthday check from Gran was check. It also gives you 24-hour access to your account so that the late-night transfers and thus limit the Bank attended. Packed Lunches Get the Tupperware. This is one of the cheapest, easiest ways to save cash. Buying a loaf, some cheese and ham and a bag of apples every weekend costs a fraction of the price for five days' worth of meals Boots treated. Not to mention the fact that you get exactly what you want, instead of Mayo calorific heavy mud in a BAP. Pre-drinks Split beer or spirits and mixers with a few friends and have drinks in instead of out to prevent looting your overdraft inflated prices for cash. If you want something other than a vodka-coke dust from the cocktail recipe book Aunt Sheila was, and start shaking. For meals, check to see where you bring your own booze (BYOB), so you only have a FIVER per bottle. Walking It is almost nowhere in Edinburgh, where you can not walk, and the buses are some of the cheapest and most efficient in the region: Find a nice green way back to the halls for a warm autumn evenings with your iPod and get your babies on a bus timetable. Ask for discount Every time you buy something - clothing for Halloween celebrations, birthday presents, records - ask for a discount. You'll be amazed how many stores offer student discounts, and how many do not flag them in-store. If you do not ask, you will not get it. Bulk-buy basics Chain Boots and most supermarkets offer sufficient bases for basic food products. Do not turn your nose up - you will hardly notice a difference. If there is no basic version of the product you want to bulk buy. Sharing the cost of a meal between four and cooking together will also save, and it can be a dinner party. Clubs and Associations University clubs and societies generally have a student budget in mind but be careful before you sign up, especially when Smiley fans trying to steal large membership fees from you at the fair Freshers. Run a one-off process before you commit as many of them are free Freshers. Neither a borrower nor a lender be Even if you do not remember the line from Hamlet, take it to heart. Demanding money back from people you have just is not fun and you might find you are not penny fairly quickly if you start spotting every second person a drink. Keep an eye on the Kitty If you live in an apartment of your own and you organize a Kitty for the budget, will keep an eye on. They do not want to finance bus fares or girlfriends' birthday presents. Draw up a system at the beginning so that the revenue is reinvested in the Kitty for protection against dubious expenses. For more great tips click on the links below and at the top of the page |
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The Money Safe -Top Ten |
